FAQ’s

• Advice charge 
• Fund management charge 

• Dealing costs 
• IMA 
• St. James’s Place guarantee* 

Charges do vary based on your tailored solutions, all of which are detailed during your appointments and before you proceed with any advice given, no charges are paid.  

*St. James’s Place guarantees the suitability of the advice given by members of the St. James’s Place Partnership when recommending any of the wealth management products and services available from companies in the Group, more details of which are set out on the Group’s website at www.sjp.co.uk/products. 

Secondly, many of the advantages we create for clients involve tax processes that can be complex in nature. Our role is to simplify these, so you understand them and make sure you are maximising everything available to you within the framework provided by HMRC. 

We are here to provide you with tailored solutions to your needs and aspirations, maximising all available benefits over and above simple investment returns. From our perspective it is about the value added through our relationship and the majority of our clients would agree on this.  

The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up.  You may get back less than you invested.

The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief depends on individual circumstances.